Find out about the best investment apps of 2025 with low (or no) fees, easy to use apps, and loads of other investment opportunities. Begin Investing Now!

Thanks to the growth of investment apps, investing has never been more accessible. Fast forward to 2025, and these apps have gone on to boast a plethora of features that are suitable for both novices and seasoned investors. Whether you want to invest your spare change, start trading stocks, or consider cryptocurrencies, there’s an app for you.

1: Top Investment Apps of 2025

Acorns: Invest Spare Change in Stocks

Acorns (iOS, Android) Acorns isn’t new, but it’s one of the best investing apps available. The thing that separates Acorns is its ‘Round-Up’ function. You link your credit or debit card to the app, which invests your spare change from day-to-day shopping.

But that’s not all. Acorns also provides a robo-advisor that invests money for you in a diversified portfolio according to your risk level. And you can learn about investing as you go with its educational content, labeled ‘Grow’. The pricing model is pretty fair as well, we’re talking a few dollars per month depending on the features you use.

Pros:

Invests for you in a portfolio of exchange-traded funds and automatically invests your spare change.

• Comes with a cashback with selected retailers.
• Offers a learner-friendly platform and resources.

Cons:

• The system of fees is a little confusing.
• The ability to invest could be limited.

2: Robinhood - Free Stock Trading

Robinhood emerged a few years ago with a splash — commission-free trading. That’s right, you can purchase and sell stocks, exchange-traded funds, options and even cryptocurrencies without paying a commission. That makes it a solid pick for active investors or for folks who simply want to tiptoe into investing without taking a fee beating.

The interface is clean and easy to use. But for some, it might be too easy. The app doesn’t provide many educational resources or sophisticated trading tools. Its beginner-friendly platform will make it easy for new traders to get started, but more advanced and demanding traders can take their business elsewhere.

Pros:

Commission-free trading on a broad range of assets.

• Clean, friendly interface.
• No account minimums.

Cons:

• Scant educational resources.
• Lacks advanced trading tools.

3: Betterment: The Best Robo-Adviser for Hands-Free Investing

Betterment is also a good choice for hands-off investors. It’s a robo-advisor, which means it designs a unique portfolio for you according to your goals and risk preferences. And the software’s automatic rebalancing means your portfolio keeps on track while you virtually don’t have to lift a finger.

Betterment’s fee schedule is easy to understand. It levies a 0.25% annual fee for its digital offering, which provides access to its robo-advisor and other perks. If you prefer access to human advisors, you can upgrade to its premium plan for a 0.40% annual fee.

Pros:

• Customized portfolios tailored to your objectives and risk tolerance.
• Your portfolio is automatically rebalanced to keep it on track.

Simple fee structure.

Cons:

• Ability to manage specific investments is (limited).
• No tax-loss harvesting in the digital plan.

4. M1 Finance: The Pie-Based Portfolio

M1 Finance is a special kind of investment app that offers the best of both worlds when it comes to robo-investing and customization. You can make your own ‘pies’ (or your own portfolios) and M1 Finance will automatically use your money based on your custom settings. Or you could just pick from a variety of ready-made pies, if you’d rather.

M1 Finance offers free trading for stocks and ETFs. And with dynamic rebalancing, your portfolio is always in line with your goals. And, M1 Finance provides several account types to choose from, not only individual accounts, but joint, IRA and trust accounts.

Pros:

• Your portfolio, inspired by pie.
• Automatic investment and rebalancing.
• Commission-free trading.

Cons:

• Somewhat limited options for investing, in terms of other apps.
• Beginners may find the approach to be unusual to them.

Fidelity Investments®: A Name You Can Trust in Investing

Another established player in the investing world is Fidelity Investments. Its app gives you access to a broad range of investment options, such as stocks, ETFs, mutual funds, bonds and others. And, with its wide range of commission-free ETFs and strong trading tools, the broker is well-suited to both beginner and advanced traders.

The fee structure will be a competitive one, with free trades for stocks and exchange-trade funds. And it provides several types of accounts, including individual, joint, I.R.A. and 529 college savings accounts. And Fidelity has stellar customer service.

Pros:

• A variety of investment choices.
• Sophisticated trading tools and resources.
• Excellent customer service.

Cons:

• A minimum balance is required for some types of accounts.
• The app is somewhat hard to use at first.

6. TD Ameritrade: Comprehensive Trading Platform

Another strong option for more serious investors is TD Ameritrade. Its app — called thinkorswim — provides advanced trading tools, such as options and futures, and allows for extensive research. And TD Ameritrade is also renowned for its investment education, a great choice for beginners as well.

TD Ameritrade’s fee structure is a little more complicated than some of the other apps on this list. It provides commission-free trading for stocks and ETFs, but charges for most other types of investments. And there are a few account minimums to be in the know about. But it is, over all, a strong option for serious investors.

Pros:

• Sophisticated trading and investment tools.
• Great learning resources.
• Zero-commission stock and ETF trading.

Cons:

• Minimum balances Requirements Some types of accounts do have minimum balance limitations.
• The fee schedule can be a little complicated.

Vanguard: Index Funds and ETFs Yes, let’s hear it for Vanguard!

Vanguard is a fine choice for long-term investors as well. It’s acclaimed for its low-cost index funds and exchange-traded funds. And through its digital advisor service, you can get a customized portfolio at a low cost.

Fees Vanguard’s fee schedule is also simple and transparent. It levies a 0.15% annual fee for its digital advisor service. And with its many low-cost investment options, it’s an excellent option for investors who are pennywise.

Pros:

• Low-cost index funds and elf’s.
• Customized portfolios with its digital advisor offering.
• Simple fee structure.

Cons:

• Limited investment options compared to other apps.

📊 Comparison Table of Best Investment Apps in 2025

📚 FAQs About the Best Investment Apps

Q1 Which is the best app to invest in for a beginner?

Many beginners find acorns to be the best option. It invests your spare change automatically; it’s a hands-off way to grow wealth; it teaches you about investing via “Grow,” a content hub.

Q2 Which investing app has lowest fees?

Both Robinhood and M1 Finance feature $0 commission trading, making them top choices for anyone who wants to invest without heavy fees.

Q3 Are investing apps safe?

Yes, the vast majority of reliable investment apps have bank-level security, two-factor authorization, and are regulated by the FINRA or SIPC, which insures up to $500,000 in securities.

Q4 Investing in cryptocurrencies with investment apps: Is it possible?

Apps including Robinhood, Weibull and do allow crypto trading. But do the homework on fees, wallet access and tax consequences.

Q6 What is the best app for investing automatically?

Betterment is one of the most popular robot-advisors, mainly because of its versatile and user-friendly features- some users prefer automatic investment and Betterment respond to these needs by creating investment portfolios with custom mixes and then rebalancing based on market changes.

Q7 How much money do I need to begin investing with apps?

Most apps do not require a minimum balance to begin. For example, there are applications like Robinhood, M1 Finance and Acorns, which enable you to start investing with just a few dollars.

📈 Other features to look for in 2025

In addition to fees and usability, here are other important attributes to consider when selecting the best investment apps:

🔔 Live Alerts and Notifications

Many of the most popular investment apps now provide the ability to customize alerts related to stock movements, market news or changes in your portfolio. This allows investors to respond to changes and make good decisions.

🤝 Social Investing

Now apps like Public let you follow other investors and post your thoughts. Social elements promote learning from others and generating communities.

🌍 ESG Investment Options

As ethical investing expands, apps like Betterment and Fidelity offer portfolios that are centered on environmental, social and governance (ESG) values.

📊 Tax-Loss Harvesting

If you’re trying to save on taxes, Wealth front and Betterment offer automatic tax-loss harvesting, a process where the service sells assets at a loss for you strategically to lower your tax bill.

🧠 AI and Machine Learning

Today, apps do the same thing, with AI suggesting investments, tracking behavior, and optimizing portfolios — and end investors get the personalization of recommendations.

✅ Conclusion: What Is the Best Investment App for You?

Which investment app is best for you depends on your goals and risk tolerance and how much hand-holding you desire in your personal finance pursuits. If you are just getting started, services like Acorns or Betterment can offer simplicity and guidance. Robinhood and M1 Finance, which offer more control and flexibility for more active investors. And if you are looking to build wealth over time, Vanguard and Fidelity are reliable, low fee platforms.

Whichever app you decide on, the important thing is to get started early, regularly invest and stay the course.

📖 Want to learn more about investing smartly? Check out this beginner’s guide from Investopedia to expand your knowledge before you begin.